Purchasing a watercraft can be one of the most incredible purchasing decisions with the beauty of what a boat has to offer. The nicer weather in Miami, FL has encouraged many people to purchase a boat for their outings. NEA Insurance Group LLC has an experienced staff able to discuss the insurance options. The company serving Florida is there to help you with insurance planning. getting through the planning might help you decide on the type of boat for your purchase!
Bodily injury and property damage coverage provides protection against losses from the legal liability of insureds for bodily injury or property damage to others arising out of non-professional negligent acts or for liability arising out of their premises or business operations. Mental injuries and emotional distress can be considered bodily injuries, even in the absence of physical bodily harm
Personal and advertising injury liability protects an insured against liability arising out of certain offenses, such as:
- False arrest
- Infringing on another’s copyright
- Malicious prosecution
- Use of another’s advertising idea
- Wrongful eviction, entry or invasion of privacy
Limited coverage for medical payments includes payments for injuries sustained by a non-employee caused by an accident that takes place on the insured’s premises or when exposed to the insured’s business operations. Medical payments coverage can be triggered without legal action.