Get covered above and beyond the limits of your insurance! Umbrella insurance helps protect your assets by providing additional insurance. When your homeowners, auto, and/or boat insurance policies are exhausted, this policy will kick in to provide you coverage for your injuries, property damage, certain lawsuits, and personal liability coverage. These policies are also unique in that they provide coverage for commonly excluded claims, such as false arrest, libel, slander, and liability coverage on rental units you own.
How Are You Protected?
Umbrella Insurance is unique in how it protects you. Umbrella insurance covers not only the policyholder, but also other members of the family or household. This coverage also protects you worldwide with the exceptions of homes and cars owned under other countries’s laws. If, knock on wood, you cause a 10 car pileup on the highway and exhaust your property damage and personal liability coverages, umbrella insurance will kick in and help protect you from a sever financial consequence.